Our Planning Process
We help create restful nights for our clients, knowing they have a plan that can render the market’s daily ups and downs irrelevant to their future prosperity.
We’re here to help you rest easy with the knowledge that you have an advisor who’s committed to doing what’s best for you, no matter what. That means getting to know you in a real way – how you think, how you work, and how you want your assets to help you live your life in the most enriching way.
It means creating a plan to free you from worrying about the ups and downs of the market, so you can focus on what really matters.
Our Planning Process
Different Right From the Start
From day one, you’ll see that working with Hoffman & Associates is different. With typical ‘financial planners,’ the discovery process often begins and ends with numbers. But at Hoffman & Associates, our first priority is to listen to you and your family. We take the time to understand your unique situation — your opportunities, your challenges and your hopes and dreams for the future.
The value we bring to our clients goes well beyond choosing and managing the right investments. We look into every aspect of your financial picture – from insurance, to trusts, taxes, business valuations and more. We study all forms of risk in your portfolio – and then help you discover more ways to make the most of your money and your life.
Turn Understanding Into Action
Once we know where you stand and where you want to go, we get to work. We put decades of peer-reviewed research to the test, crafting specific recommendations to help you find the best way forward.
At Hoffman & Associates, doing what is right for our clients means assembling a passionate team that lives and breathes the science of investing and wealth management. A team that combines years of experience and exposure to economic ups and downs with today’s technology to optimize our ability to achieve your most important goals.
Where the Rubber Meets the Road
With your plan in place, we then put it into action, working with your accountant, estate planner, attorney and other advisors to ensure your money is where it should be based on your current and future needs.
Our Investment Policy Committee, a full-time team made up of advisors, researchers and financial specialists, continuously studies, evaluates, and applies the latest peer-reviewed financial research to ensure the recommendations we make live up to our exacting standards.
Never Have to Worry
Day by day, minute by minute, we continuously monitor both the markets and your assets to make sure they are performing according to your plan, rebalancing and making adjustments as necessary.
Nothing happens in a vacuum — in the markets or in your life. When you have questions, we are there with answers. We’re here to help you make smarter decisions and to provide the discipline you need to stay the course. In addition to conversations that happen in person, on the phone or over email, we constantly publish new content to our web site and social media feeds to inform and educate our clients and those most important to them.
As your trusted advisor, we are always here for you, so you never have to worry.
We believe that the right ideas, insights and intelligence can help every investor make better decisions.
People at the top of their field rarely get there by going it alone. Successful individuals frequently collaborate with highly trained coaches or teachers who help them perform at the highest levels.
This is exactly what our clients receive when they choose to work with our firm. Starting on Day 1, our clients benefit by working directly with their own experienced wealth advisor – a resource who not only skillfully orchestrates the efforts of each client’s existing team of professionals, such as CPAs and attorneys, but also brings to the table a deep bench of talent with specialists in every aspect of investing and wealth management.
Members of this broader advisory team include individuals with deep knowledge of estate planning, tax planning, retirement planning, charitable planning and risk management. These resources augment the efforts of our Investment Policy Committee, which is devoted full-time to making sure our clients’ investments continuously adhere to our rigorous standards. A dedicated fixed income team applies the same rigor to give every client portfolio appropriate protection from the volatility of the market.
Our ability to deliver this caliber of talent is amplified through our relationship with the BAM ALLIANCE. This community of more than 140 independent, like-minded wealth advisory firms gives our clients direct access to widely published national thought leaders and advisors working with tens of thousands of clients across the country. Tapping into this wide-ranging experience means that we are able to find the right answers to our clients’ questions, no matter how complex they may seem.
Working in concert, these important relationships ensure our clients have the ideas, insights and intelligence to help them make the best
decisions about their financial future.
Beyond the spreadsheet...
Beyond the Spreadsheet, by Carl Richards
Director of Client Education for the BAM Alliance